giảm tức
Definitions
- Verb:
- To reduce interest rates: The primary meaning refers to the action of lowering the interest rate, typically on loans, debts, or financial products.
- To decrease the rate: More generally, it can mean to lower any specified rate or percentage.
Usage Examples
- Verb:
- Ngân hàng trung ương quyết định giảm tức để kích thích nền kinh tế. (The central bank decided to reduce interest rates to stimulate the economy.)
- Chính sách mới nhằm giảm tức cho vay đối với doanh nghiệp nhỏ. (The new policy aims to lower the lending rate for small businesses.)
Advanced Usage
- "giảm tức trần lãi suất": to lower the interest rate ceiling.
- Việc giảm tức trần lãi suất giúp người vay dễ tiếp cận vốn hơn. (The act of lowering the interest rate ceiling helps borrowers access capital more easily.)
Variants and Related Words
- Giảm lãi suất (Verb Phrase): This is a more common and specific synonym meaning "to reduce the interest rate." While 'giảm tức' is correct, 'giảm lãi suất' is used more frequently in modern Vietnamese.
- Hạ lãi suất (Verb Phrase): Another common synonym meaning "to lower/cut interest rates."
- Điều chỉnh giảm lãi suất (Verb Phrase): To adjust downward the interest rate.
Synonyms
- Hạ lãi suất: to cut/lower interest rates.
- Cắt giảm lãi suất: to cut interest rates.
Related Phrases
- Chính sách giảm tức: interest rate reduction policy.
- Chính sách giảm tức của chính phủ đã có hiệu quả. (The government's interest rate reduction policy has been effective.)
Notes on Usage
- 'Giảm tức' is a formal term, often found in economic, financial, or official policy contexts. In everyday conversation about banking, the phrases 'giảm lãi suất' or 'hạ lãi suất' are more commonly used.
- The word 'tức' in this compound specifically means "interest" (as in interest on money). It is an older or more formal term for 'lãi suất'. Therefore, 'giảm tức' should be understood specifically in a financial context.